|FACTS||WHAT DOES CEDARSTONE BANK DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CedarStone Bank chooses to share; and whether you can limit this sharing.|
|What We Do|
|How does CedarStone Bank protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does CedarStone Bank collect my personal information?||
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can't I limit all sharing?||
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Our affiliates include financial companies such as CedarStone Financial, Inc., which is the bank's holding company.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• CedarStone Bank does not share with nonaffiliates so they can market to you.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• CedarStone Bank doesn't jointly market.