Personal Deposits
Banking should be simple and personable.
Everyone has different financial needs and ways of managing their money.
CedarStone Bank will be there with everything you need along the way.
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 |
 |
|
|---|---|---|---|
Free |
Interest
Total | ||
| Minimum Opening Balance | $100.00 | $100.00 | $100.00 |
| Check Writing | Unlimited | Unlimited | Unlimited |
| Free Checks | Yes | Yes | Yes |
| Interest Bearing | No | Yes | Yes |
| Image Statements | No | Yes | Yes |
| Online Banking | Yes | Yes | Yes |
| Bill Pay | Yes | Yes | Yes |
| Debit/ATM Card* | Yes | Yes | Yes |
| Free Foreign ATM Charges | Yes | Yes | Yes |
| Free Official Bank Checks | No | Yes | Yes |
| CD Special Offers | Yes | Yes | Yes |
| Minimum Balance** | No | $1,000.00 monthly | $2,500.00 monthly |
| Service Charge** | No | $6.00 monthly | $10.00 monthly |
| Contact Us | Contact Us | Contact Us |
* Credit/Debit/or ATM card are subject to approval.
** On Interest Checking and Total Checking, if your account balance falls below the minimum balance on any day in the statement cycle, your account will be subject to the monthly service charge.
Money Market
Our Personal Money Market Accounts are ideal for individuals looking for an account that lets you earn interest on your money while maintaining easy access to your funds.
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 |
 |
|
|---|---|---|---|
Savings |
Vacation
Christmas | ||
| Minimum Opening Balance | $100.00 | $0 | $0 |
| Maximum Deposit | $0 | $500 monthly | $500 monthly |
| Minimum Balance | $0 | $0 | $0 |
| Service Charge | $5.00 after 6 withdrawals monthly | $15.00 after 1 withdrawal quarterly | $15.00 after 1 withdrawal annually |
| Interest Bearing | Yes | Yes | Yes |
| Disbursement Schedule | N/A | June | November | Contact Us | Contact Us | Contact Us |
Certificate Of Deposit
If you are looking for a way to increase the return on your savings, and don’t have a need for immediate access to your funds, then one of our Certificates of Deposit may be exactly what you need. Maturities from 3 months to 5 years. For current rates, please contact us.