Everyone has different financial needs and ways of managing their money. CedarStone Bank will be there with everything you need along the way.
Personal Checking
From Total Checking, with all of its services, to Simply Free Checking, with no minimum balance or service charges, you'll have an option that's simplydesigned for your unique needs.
Free
Interest
Total
Minimum Opening Balance
$100.00
$100.00
$100.00
Check Writing
Unlimited
Unlimited
Unlimited
Free Checks
Yes
Yes
Yes
Interest Bearing
No
Yes
Yes
Image Statements
Yes
Yes
Yes
Internet Banking
Yes
Yes
Yes
Bill Pay
Yes
Yes
Yes
Debit/ATM Card*
Yes
Yes
Yes
Free Foreign ATM Charges
Yes
Yes
Yes
Free Official Bank Checks
No
No
Yes (2 per month)
Credit on Safe Deposit Box
No
No
Yes
CD Special Offers
No
No
Yes
Minimum Balance**
No
$1,000.00
$2,500.00
Service Charge
No
$6.00
$10.00
*Credit/Debit/or ATM card are subject to approval. **Total checking service charge waived with deposit balances (CDs, etc.) of $2,500.00.
Money Market
Our Personal Money Market Accounts are ideal for individuals looking for an account that lets you earn interest on your money while maintaining easy access to your funds.
Money Market
Minimum Opening Balance
$2,500.00
Minimum Balance*
$2,500.00
Service Charge
$10.00
Withdrawal Limitations
During any calendar month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above, your account will be subject to closure or transfer to another account.
Interest Bearing
Yes - Tiered
*On Money Market Accounts, if your account balance falls below $2,500 on any day in the statement cycle, then your account will be subject to the $10 Service Charge.
Personal Savings
Take a step towards attaining your financial goals, taking that bucket list vacation, or simply planning for Christmas with one of our 3 savings accounts.
Savings
Vacation
Christmas
Minimum Opening Balance
$100.00
$0
$0
Minimum Balance*
$0
$0
$0
Service Charge
$5.00 after 6 withdrawals Monthly
$15.00 after 1 withdrawal Quarterly
$15.00 after 1 withdrawal Annually
Interest Bearing
Yes
Yes
Yes
Disbursement Schedule
N/A
June
November
Withdrawal Limitations
During any calendar month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above, your account will be subject to closure or transfer to another account.
During any calendar month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above, your account will be subject to closure or transfer to another account.
During any calendar month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above, your account will be subject to closure or transfer to another account.
Certificate of Deposits
If you are looking for a way to increase the return on your savings, and don't have a need for immediate access to your funds, then one of our Certificates of Deposit may be exactly what you need. Maturities from 3 months to 5 years. For current rates, please contact us.
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