Personal Services For Your Life
Every family and every person has different financial needs, different ways of managing their money. Throughout your life, CedarStone Bank will be there with everything you need from simple checking options, the best technology, and lending for those big purchases.
Checking Account Options
From Total Checking, with all of its services, to Free Checking, with no minimum balance or service charges, you’ll have an option that’s designed simply for your needs.
| Total Checking | Interest Checking | Free Checking | |
| Minimum Opening Balance Check Writing Free Checks Interest Bearing Image Statements Internet Banking Bill Pay Check/ATM Card* Free Foreign ATM Charges CSB Credit Card Free Official Bank Checks Credit on Safe Deposit Box Free Travelers Checks CD Special Offers No Overdraft Line set-up fee Minimum Balance** Service Charge** |
$100.00 Unlimited Yes Yes Yes Yes Yes Yes Yes Yes Yes (2 per month) Yes Yes Yes Yes $2,500.00 $10.00 |
$100.00 Unlimited Yes Yes Yes Yes Yes Yes Yes Yes Yes (2 per month) No No No No $1,000.00 $6.00 |
$100.00 Unlimited Yes No Yes Yes Yes Yes Yes No No No No No No No No |
|
*Credit/Debit/or ATM card are subject to credit approval. |
|||
Money Market Accounts
| Money Market | |||
| Minimum Opening Balance Minimum Balance* Service Charge |
$2,500.00 $2,500.00 $10.00 |
||
| Withdrawal Limitations | During any calendar month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above, your account will be subject to closure or transfer to another account. | ||
| Interest Bearing | Yes – Tiered | ||
| *On Money Market Accounts, if your account balance falls below $2,500 on any day in the statement cycle, then your account will be subject to the $10 Service Charge. | |||
Certificates of Deposit – Maturities from 3 months to 5 years. For current rates, please call either the Lebanon Office (615) 443-1411 or the Mt. Juliet Office (615) 754-1411.
Personal Savings Options
| Savings | Christmas Savings | ||
| Minimum Opening Balance Minimum Balance* Service Charge |
$100.00 No $5.00 after 6 w’drawals |
No No $15.00 after 1 w’drawal |
|
| Withdrawal Limitations | During any calendar month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above, your account will be subject to closure or transfer to another account. | ||
| Interest Bearing | Yes – Tiered | Yes | Yes |
| *On Money Market Accounts, if your account balance falls below $2,500 on any day in the statement cycle, then your account will be subject to the $10 Service Charge. | |||
Borrowing Options
- Home Equity Loans
- Home Equity Lines of Credit
- Construction Loans
- New and Used Auto Loans
- Personal Loans
- Visa and MasterCard
- Mortgage Loans
| Mortgage Loan Originators | |
| Name | NMLS ID# |
|
Bob McDonald |
684408 |
| Verify Your Lender | |
Certificates of Deposit – Maturities from 3 months to 5 years. For current rates, please call either the Lebanon Office (615) 443-1411 or the Mt. Juliet Office (615) 754-1411 or the Donelson (615) 874-1444.