Officers & Directors

Robert L. McDonald, President

CSB Bob McDonald 2019Incorporator / Director / President / CEO - NMLS# 591992

Robert L. “Bob” McDonald is an incorporator and director of CedarStone Bank and serves as the President and Chief Executive Officer.  Mr. McDonald was born and raised in Nashville in the Donelson community.

He graduated from the University of Tennessee with a BA in Economics. He began his banking career in Nashville in 1985 and was named Community President of SunTrust Bank in Wilson County in June, 1995.

Tina Winfree

CSB TinaExecutive Vice President & Operations Manager

Tina Winfree is a magna cum laude graduate of David Lipscomb University with a Bachelor of Science Degree in Finance and Economics. She graduated as Valedictorian at Lebanon High School.

Ms. Winfree, a long time Wilson County resident, has more than twenty years of banking and accounting experience. Prior to joining CedarStone, she was the Deposit Operations Manager at Bank of the South in Mt. Juliet, Tennessee.

Kenneth K. Mattox

CSB Ken Maddox

Executive Vice President/CFO

Kenneth K. Mattox is a graduate of Austin Peay State University. Before joining CedarStone Bank he served as Executive Vice President and Chief Financial Officer of PrimeTrust Bank, Nashville, Tennessee. 

His responsibilities included but were not limited to all duties of the CFO area and operations, financial reporting, general accounting, regulatory filings, budgeting, Asset/Liability Management Committee, Investment Committee participation, attending Audit Committee, Security Officer and Bank Secrecy Act Officer, strategic planning and budgeting.

Robert L. McDonald

Incorporator and Director

Robert L. “Bob” McDonald is an incorporator and director of CedarStone Bank and serves as the President and Chief Executive Officer.  Mr. McDonald was born and raised in Nashville in the Donelson community. He graduated from the University of Tennessee with a BA in Economics. He began his banking career in Nashville in 1985 and was named Community President of SunTrust Bank in Wilson County in June, 1995.

Victor K. Nixon

Director / Chairman of the Risk Management Committee

Victor K. Nixon is a director of CedarStone Bank and serves as Chairman of the Risk Management Committee. As a resident of Lebanon, Wilson County, he is a successful businessman and contributor to the community, including being a Lebanon Youth Baseball corporate team sponsor for 25 years. Born and raised in Hickman, Smith County, Tennessee, Mr. Nixon graduated from Gordonsville High School. He is the oldest son of the co-owner of Nixon-Paschall General Merchandise store in Hickman.

Michael A. Moscardelli

Director / Board Secretary

Michael Moscardelli is a member of the Board of Directors of CedarStone Bank, where he serves as Board Secretary and as a member of the Audit Committee. He is involved in several business ventures across a broad range of fields, including warehousing and logistics, commercial and residential real estate, banking, technology, and consumer goods. For over a decade, he and his brother owned and operated his family’s manufacturing business, PFP, prior to its sale to a strategic acquirer in 2018. Before his involvement with PFP, Mr. Moscardelli practiced law for several years, focusing on mergers and acquisitions for large healthcare clients.

Paul B. Vantrease, Jr.

Incorporator / Director

Paul B. Vantrease, Jr. is an incorporator and a member of the Board of Directors of CedarStone Bank where he currently serves as Chairman of the Audit Committee.  Mr. Vantrease is a partner in the accounting firm of Dempsey, Vantrease and Follis.  He has been a partner with the firm and its predecessor since 1983.

Nelson Steed

Incorporator / Director

Nelson Steed is an incorporator and director of CedarStone Bank. He is a lifelong resident of Wilson County. He graduated from Lebanon High School and received his Bachelor of Business Administration Degree from Cumberland University with Highest Honors. Mr. Steed enlisted in the Tennessee Army National Guard in 1971, and was commissioned in 1976 as a Second Lieutenant.

Bancroft O'Quinn, Jr.

Incorporator / Director

Bancroft O’Quinn, Jr. is a member of the Board of Directors of CedarStone Bank where he serves on the Audit Committee and as Chairman of the Directors’ Loan Committee.  Dr. O’Quinn is a medical doctor who has been in private practice in Lebanon, Tennessee, since 1987.  He received an A.B. Degree from Princeton University, and the M.D. Degree from Washington University School of Medicine in St. Louis.  

Donald E. Moser

Director

Donald E. Moser is a member of the board of directors at CedarStone Bank.  His career in banking spans over 50 years, all centered in Middle Tennessee.  In addition to his duties at CedarStone, Mr. Moser is the Chairman of Peoples Bank of Bedford County, in Shelbyville, Tennessee.  

Jacqueline W. Cowden

Incorporator / Director

Jacqueline W. Cowden is an incorporator and director of CedarStone Bank. She serves as Vice-Chairman of the Board of Directors.  Ms. Cowden has been a business and community leader in Wilson County for many years.

Kevin D. Bay

Incorporator / Director / Chairman of the Board

Kevin D. Bay is an incorporator and director of CedarStone Bank. Mr. Bay serves as Chairman of the Board, Chairman of the Asset Liability Management Committee and Chairman of the Executive Committee. Mr. Bay is President of Bay's Southern Bread, Inc. and Specialty Breads, LLC, in Lebanon, Tennessee.