In early 2003, a diverse group of business and community leaders in Wilson County began to visualize a new bank in Lebanon and Mt. Juliet – a bank that would be known for returning to the simple basics of banking:

    – friendly, experienced bankers
    – conveniently delivering superior services and products
    – to individuals and businesses in the communities they serve.

Another aim of the organizing group of men and women was to provide a realistic opportunity for all interested people in the community to own stock in the bank. Thus, a minimum initial investment of $1,000.00 was chosen, allowing individuals with different financial resources the opportunity to own stock in the proposed bank.

Almost a year later, the original goals of the founders had been realized in CedarStone Bank. A team of experienced, professional, and yes, friendly bankers were in place to serve their customers – customers that in all likelihood might have been initial shareholders as well. Over 800 people representing a true cross section of our community chose to subscribe to the stock offering.

April 19, 2004 was a historic day for CedarStone Bank as we officially opened both our Lebanon and Mt. Juliet Offices. However, in many ways, our history lies before us as we seek to be the type of bank our founders originally envisioned. We would consider it an honor to earn your business and confidence in the months and years ahead.

CedarStone Bank